Segal Benz Blog

Creating an AI-Forward Open Enrollment Experience: Best Practices for Now and Next Impact

Written by Jennifer Schuster | July 25, 2025

Over the last year, I’ve worked with Segal Benzers and our clients to understand and apply AI safely and wisely to the HR and benefits communications we create. We’ve learned much and had lots of fun experimenting. (Ask ChatGPT to explain a 401(k) plan in Dr. Seuss’ voice; then ask the AI to talk to you as Dr. Evil and Dr. Dre!)

Joking aside, we’ve seen the ease and efficiency that tools like Copilot, ChatGPT, and Claude bring to standard communication processes. It’s freed up time and headspace for strategic thinking and creative work. And we’ve also been impressed with how generative AI is reshaping user experiences to be simpler, more intuitive, and more user-directed.

As we look to open enrollment, the signs are clear: This isn’t just another same-old-same-old open enrollment. It’s time to reimagine what’s possible in an AI-forward open enrollment. 

5 Ways to Go AI-Forward with Open Enrollment 

As you read through these AI-forward best practices, be sure to have your favorite generative AI tool at the ready to try out our recommendations. Note: Be sure not to input any private, confidential, or proprietary data or information into a public AI tool. The Try This prompts below should be used with broad, non-specific information. If you want to try it with specific company or HR-related details, check with your IT department to make sure the AI tool you’re using is company-approved.

1. Supercharge Your Strategy with AI

A successful open enrollment begins with a clear, detailed communications strategy. Generative AI can give you a jump start on critical strategy elements, like helping you define objectives and calls to action, understanding your target audiences, aligning messages with organizational goals, brainstorming themes and taglines, and summarizing source documents.

Try This

  • Prompt a generative AI tool with: What should I include in my open enrollment communication strategy?
  • Next, prompt the tool to set up a communication calendar based on your open enrollment dates.

Just like that, AI can help accelerate the strategic planning process, so you can lean on your human communications experts to customize the strategy that fits your situation.

2. Put AI Personalized Messaging to the Test

It’s a fact: Personalization increases engagement in benefits. Yet, creating audience-targeted or one-to-one communications has historically required benefits teams to do some heavy lifting. Generative AI has profoundly changed that experience.

Try This

  • Ask a generative AI tool to create a segmented audience matrix reflecting these key workforce demographics: general information about your employees, such as locations, age ranges, or access to technology.
  • Next, ask the tool to assess what each audience cares about most when it comes to health and financial decisions.
  • From there, you can also ask it to take the first pass at key messages by audience, based on a description of what’s new or changing with benefits this year.

Want to take it to the next level, moving beyond targeted messages to more user-directed personalization? Consider embedding an AI assistant into your benefits or enrollment website or other digital channels. Employees can share basic information about themselves, such as I live in Utah or I’m planning surgery this year to generate tailored content. Think on-the-fly, hyper-personalized plan comparison charts. And if you can bring in HRIS or similar data, the experience just gets better.

3. Bring AI to the Front of the User Experience

Natural language interfaces and real-time, in-flow decision support tools can make choosing benefits easier than ever for your people. We’re seeing leading employers integrating AI assistant-like capabilities within their employee-facing digital channels, like benefits websites, intranets, or Slack. The conversational format allows users to ask for what they want and need in their own words—no benefits expertise required.

Try This

  • To get a feel for how this works, prompt a generative AI tool with: I’m choosing my medical plan during open enrollment, and I’m pregnant. What should I think about when making my decision? The answer you receive will likely be simple and clear with tangible and actionable considerations.

As employees use generative AI tools for their own search questions, they are coming to expect a super-smart benefits assistant by their side. And remember, these same generative AI tools can help HR and benefits teams save time and effort by offering instant responses to employee inquiries, even after hours.

4. Map and Mind Your AI Vendor Ecosystem

Do you know how your health, insurance, and financial vendors are using AI to engage your employees? How are they deploying AI to support decision-making? Do you know how their AI models are trained and tested? And are you sure they’re providing clear, accurate, consistent information and guidance?

For 2026 open enrollment, it’s extra important to answer these questions. We’re big fans of mapping employee touchpoints during open enrollment communications planning. This will show you how and where employees are getting lost as they navigate your programs. It’ll also help you introduce the best solutions to your employees and show you how to best organize content and integrate resources across vendors and platforms.

Try This

  • To build your understanding (and start your map), ask a generative AI tool: How are (list the names of your provider partners, including point solutions) deploying AI in their member portals and platforms?
  • Next, prompt the AI to summarize this information in a chart.

Using AI to research publicly available information about your partners is a great starting point for understanding and testing out the user experience yourself.

5. Measure and Refine Faster with AI

Evaluating the effectiveness of communications strategies, messaging, and channels is essential. Are employees opening and clicking? Do they understand coming benefits changes? Do they value your programs? Are they completing calls to action?

AI-powered research platforms like Remesh and conversational AI tools embedded in your benefits websites and other digital channels can help you gauge how your employees feel and can measure results in almost-real-time. You can also see what people are asking about on demand, which means you can offer more proactive communications and support. And AI can provide ideas for improving and refining your tactics to drive results.

Try This

  • Prompt a generative AI tool with: Employee open rates for my benefits-related emails are very low. What can I do to improve this?
  • From there, you might use the best practices shared to build templates for future email messages. Track your open rates to see how you’ve influenced open rates and related calls to action.

As you measure and track results—and make it easier and faster for yourself with AI tools—you’re building the business case for future communication investments.

The Bottom Line

By implementing these best practices and embracing the capabilities of AI, organizations can enhance the open enrollment experience, leading to better-informed employees and more effective utilization of benefits.


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